Poverty in India

India has tremendous poverty, and most Indians are self-employed—running small businesses such as farming, raising livestock or engaging in a variety of village crafts such as pottery, weaving or carpentry.

Fair Practices Code

Fair Pratices Code - Hindi

Fair Pratices Code - Odiya

Fair Pratices Code - Tamil

Fair Pratices Code - Kannada

For Grievance Contact Undersigned

Name of Principal Nodal Officer

Mr. S Lakshminarayanan

Contact number:


Email address: contact@vayaindia.com

The Need for Finance

If self-employed Indians had access to finance, they could expand or start new businesses and earn more income. But low-income people typically do not have the credit history or collateral to access loans from banks.

Loans for Income-Generation

To help meet the huge need for finance, Vaya provides unsecured loans to women through a peer-group lending model. Members of the group serve as guarantors for each other.

Vaya provides loans to poor women to build and expand small businesses.