Creating a bridge between banks and the poor.

Impact assessments have demonstrated that micro-loans for income-generating activities improve people's lives by increasing their incomes.

4,89,259
Customers as of 31 March 2022
1,202 crore
($158 million USD) Loan Portfolio as of 31 March 2022

Poverty

India has experienced tremendous growth in the past two decades, but poverty remains, especially in rural areas. An estimated 30% of Indians live below the poverty line of less than $2 per day.

Self-Employment

The majority of Indian workers are self-employed, mostly in rural areas because there are not enough salaried jobs. They subsist as small farmers, raise livestock, work as petty traders or engage in a variety of village crafts such as pottery, weaving, or carpentry.

Discover Vaya’s impact by rolling over a region on the map.

India-States

Andaman and Nicobar Islands

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Andhra Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Arunachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Assam

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Bihar

  • Customers

    169,504

  • Districts

    25

  • Branches

    65

  • Loan Portfolio

    ₹ 434 crore $ 57.2 million

Chandigarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Chhattisgarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Dadra and Nagar Haveli

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Daman and Diu

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Goa

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Gujarat

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Haryana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Himachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jammu and Kashmir

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jharkhand

  • Customers

    30,116

  • Districts

    12

  • Branches

    28

  • Loan Portfolio

    ₹ 89 crore $ 11.7 million

Karnataka

  • Customers

    74,562

  • Districts

    13

  • Branches

    39

  • Loan Portfolio

    ₹ 198 crore $ 26.1 million

Kerala

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Lakshadweep

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

National Capital Territory of Delhi

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Madhya Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Maharashtra

  • Customers

    4,128

  • Districts

    1

  • Branches

    5

  • Loan Portfolio

    ₹ 3 crore $ 0.4 million

Manipur

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Meghalaya

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Mizoram

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Nagaland

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Odisha

  • Customers

    28,788

  • Districts

    17

  • Branches

    44

  • Loan Portfolio

    ₹ 97 crore $ 12.8 million

Punjab

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Rajasthan

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Sikkim

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tamil Nadu

  • Customers

    131,850

  • Districts

    16

  • Branches

    55

  • Loan Portfolio

    ₹ 252 crore $ 33.2 million

Telangana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tripura

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Uttar Pradesh

  • Customers

    50,311

  • Districts

    7

  • Branches

    30

  • Loan Portfolio

    ₹ 128 crore $ 16.9 million

Uttarakhand

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

West Bengal

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio